Insurers routinely offer ‘discretionary benefits’ to their customers, but the term has more than one meaning.

Of all the jargon used by insurance companies, ‘underwriting’ is a word that really needs to be explained.

Life insurance is one of the most effective ways of looking after your family and dependants after you’ve gone.

What you should expect when you make a claim on your income protection insurance

Income protection policy documents can be long and confusing, so here we’ve made their features clear and simple

Sound financial planning involves using every available tool to prepare for emergencies.

As public sector workers, nurses receive support when they’re forced to take sick leave, but is it enough?

Life insurance has many uses and one of the most common is to protect the mortgage repayments on your home

A lot of concepts that routinely appear in insurance policies need clarification. Here’s an explanation of waiting periods.

Getting life insurance is a wise choice for many, but if you have a spouse or partner is it worth considering joint protection?