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13 November 20245 min read

What are discretionary benefits?

Insurers routinely offer ‘discretionary benefits’ to their customers, but the term has more than one meaning.

David Smith
David SmithContent Writer

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What is underwriting?

Of all the jargon used by insurance companies, ‘underwriting’ is a word that really needs to be explained.

ByDavid Smith11, November5 min read
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What is life insurance in the UK?

Life insurance is one of the most effective ways of looking after your family and dependants after you’ve gone.

ByDavid Smith11, November5 min read
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The lifecycle of an income protection insurance claim

What you should expect when you make a claim on your income protection insurance

ByDavid Smith7, November5 min read
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What's in an income protection policy?

Income protection policy documents can be long and confusing, so here we’ve made their features clear and simple

ByDavid Smith6, November5 min read
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Income protection vs savings

Sound financial planning involves using every available tool to prepare for emergencies.

ByDavid Smith1, November5 min read
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Income protection for nurses

As public sector workers, nurses receive support when they’re forced to take sick leave, but is it enough?

ByDavid Smith1, November5 min read
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The difference between life insurance and mortgage life insurance

Life insurance has many uses and one of the most common is to protect the mortgage repayments on your home

ByDavid Smith29, October5 min read
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What is an insurance waiting period?

A lot of concepts that routinely appear in insurance policies need clarification. Here’s an explanation of waiting periods.

ByDavid Smith29, October5 min read
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Joint life vs single life insurance

Getting life insurance is a wise choice for many, but if you have a spouse or partner is it worth considering joint protection?

ByDavid Smith25, October5 min read