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What are discretionary benefits?
Insurers routinely offer ‘discretionary benefits’ to their customers, but the term has more than one meaning.
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What is underwriting?
Of all the jargon used by insurance companies, ‘underwriting’ is a word that really needs to be explained.
What is life insurance in the UK?
Life insurance is one of the most effective ways of looking after your family and dependants after you’ve gone.
The lifecycle of an income protection insurance claim
What you should expect when you make a claim on your income protection insurance
What's in an income protection policy?
Income protection policy documents can be long and confusing, so here we’ve made their features clear and simple
Income protection vs savings
Sound financial planning involves using every available tool to prepare for emergencies.
Income protection for nurses
As public sector workers, nurses receive support when they’re forced to take sick leave, but is it enough?
The difference between life insurance and mortgage life insurance
Life insurance has many uses and one of the most common is to protect the mortgage repayments on your home
What is an insurance waiting period?
A lot of concepts that routinely appear in insurance policies need clarification. Here’s an explanation of waiting periods.
Joint life vs single life insurance
Getting life insurance is a wise choice for many, but if you have a spouse or partner is it worth considering joint protection?