What is life insurance for parents?
Life insurance for parents, in one sentence
You pay a small monthly amount for the years that matter, and if you die in that window, your family gets the payout you chose in cash.
The payment
Fixed from day one and never goes up during your term. Most people overestimate what it costs by three times.
The years
You choose the term: usually while the kids are home or the mortgage runs. You don't insure your whole life, just the expensive years.
The payout
Cash to the people you name, theirs to use however they need: rent, groceries, school, all of it.
Who needs life insurance as a parent?
Is this you?
New baby at home
"We just had a baby and suddenly I think about everything."
Having children is the single biggest reason people in the UK buy life insurance. Cover means nappies, nursery and normal life carry on, whoever is here.
The school years ahead
"Eighteen years is a long time to promise."
Raising a child runs to six figures over a childhood. A term matched to those years keeps the promise funded even if you're not there to keep it.
Single parents
"If I stop, everything stops."
When you're the only earner (and the only driver, cook and planner), a payout buys the people you love time, help and stability.
Growing families
"One more heartbeat to plan around."
Every new arrival stretches the budget further. Adjust your payout and term as your family grows, so cover always fits the life it protects.
Still got questions?
31%
of UK life insurance buyers only got round to it when a baby arrived. Nothing focuses the mind like a tiny human who thinks you're immortal.
Source: Censuswide
Why parents choose Eleos life insurance
What makes us stand out.
Term life the way it should be: fast, human, and honest.
Life insurance for parents FAQs
Before you decide
More ways Eleos protects you
One promise, more triggers
Whatever happens, the money keeps coming.
If you can't work
Income protection insurance: monthly payments replace your income while you recover.
Get startedFor every day in between
Wellness Subscription: remote GP, counselling, physio and more, 24/7.
See what's includedFor all the years you're here
Wellness support that doesn't wait for emergencies
Remote GP, mental health counselling, physiotherapy, health checks and fitness coaching come with your cover, so it gives you something every day and not just on the worst one.